Car insurance – Vergleich günstige Autoversicherung Schweiz https://autoversicherung.versicherung/en/ Autoversicherung, Motorradversicherung, Lieferwagenversicherung, Lastwagenversicherung Fri, 15 Jan 2021 11:39:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://autoversicherung.versicherung/wp-content/uploads/2020/12/cropped-Autoversicherungs-broker_fav-32x32.png Car insurance – Vergleich günstige Autoversicherung Schweiz https://autoversicherung.versicherung/en/ 32 32 Better rates at Baloise insurance with multiple drivers https://autoversicherung.versicherung/en/better-rates-at-baloise-insurance-with-multiple-drivers/ https://autoversicherung.versicherung/en/better-rates-at-baloise-insurance-with-multiple-drivers/#respond Fri, 15 Jan 2021 11:39:02 +0000 https://autoversicherung.versicherung/2021/01/15/better-rates-at-baloise-insurance-with-multiple-drivers/ The Basler insurance offers better rates for the car insurance, if several drivers use the vehicle. It is often the problem of parents when the daughter or the son passed the driving test and now in most insurance companies the additional driver must be integrated into the insurance policy. For these occasional rides then comes [...]

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The Basler insurance offers better rates for the car insurance, if several drivers use the vehicle.

It is often the problem of parents when the daughter or the son passed the driving test and now in most insurance companies the additional driver must be integrated into the insurance policy. For these occasional rides then comes the tariff for “the worst risk” to fruition. This is a lot more expensive and neither customer friendly nor fair.

For this reason, the Baloise insurance company is now using only the tariff of the most frequent driver to determine the insurance premium.

Other insurance companies such as AXA-Winterthur, for example, do not look at the driver’s license card date, but at the age of the most frequent driver.. This is especially an advantage if someone does not do the driving test at the same time as 18 years, but at the age of 25. Many students are in the situation that they cannot afford a driving test and certainly not a vehicle during their studies.

Other insurance companies offer special discounts, but usually not for all customers.

So again it makes sense to compare car insurance so that the best possible insurance premium can be achieved.

 
We will gladly calculate the various car insurances for you and send you the best offer

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]]> https://autoversicherung.versicherung/en/better-rates-at-baloise-insurance-with-multiple-drivers/feed/ 0 New car – what now? Car insurance? https://autoversicherung.versicherung/en/new-car-what-now-car-insurance/ https://autoversicherung.versicherung/en/new-car-what-now-car-insurance/#respond Fri, 15 Jan 2021 11:34:08 +0000 https://autoversicherung.versicherung/2021/01/15/new-car-what-now-car-insurance/ Which insurances are obligatory? You can find answers to these and other questions here. Car insurance: So you play it safeDriving means freedom for many. Especially in Switzerland with its mountains and valleys, mobility is important. There are some questions about car insurance. We have compiled the most important answers for you..In addition to compulsory [...]

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Which insurances are obligatory? You can find answers to these and other questions here.

Car insurance: So you play it safe
Driving means freedom for many. Especially in Switzerland with its mountains and valleys, mobility is important. There are some questions about car insurance. We have compiled the most important answers for you..

In addition to compulsory liability insurance, there are additional offers for comprehensive insurance coverage. That drivers should know:

Motor vehicle liability insurance is required by law. Without them, no car is allowed on the street. It protects you from the financial consequences of damage caused to others with your vehicle. Personal injury and property damage are insured.

Comprehensive insurance covers damage to your car.With partial cover insurance, you are insured against financial damage caused by fire, theft, breakage of glass and vandalism.In the case of fully comprehensive, collision damage to the own vehicle is also covered, even in case of a self-inflicted accident. The occupant accident insurance covers healing costs, pays daily allowances in case of hospitalization or incapacity for work, and pay out death and invalidity capitals.

You can change your insurance if you buy a new vehicle, your insurance increases the premium, after a claim and when your contract expires. Remember to abide by the notice period and to cancel in writing..

Different factors determine the amount of your premium. This includes age, sex, place of residence and brand, motorization and equipment of the vehicle. Did you know that you can calculate your individual offer for car insurance FORMULA online?

In addition to liability and comprehensive insurance, car insurance FORMULA offers even more: Free replacement car, 24-hour towing service as well as claims settlement within seven days, if you report us your damage and submit all necessary documents..

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]]> https://autoversicherung.versicherung/en/new-car-what-now-car-insurance/feed/ 0 Intentional car damage – how insured? https://autoversicherung.versicherung/en/intentional-car-damage-how-insured/ https://autoversicherung.versicherung/en/intentional-car-damage-how-insured/#respond Fri, 15 Jan 2021 11:30:09 +0000 https://autoversicherung.versicherung/2021/01/15/intentional-car-damage-how-insured/ It is important that such a claim is immediately reported to the police and a criminal complaint is filed against unknown. The police will examine the facts and draw up a protocol to hold the damage and to carry out any witnesses. Willful damage or vandalism damages are covered by the partial comprehensive insurance. However, [...]

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It is important that such a claim is immediately reported to the police and a criminal complaint is filed against unknown. The police will examine the facts and draw up a protocol to hold the damage and to carry out any witnesses. Willful damage or vandalism damages are covered by the partial comprehensive insurance. However, the scope of insurance may vary depending on the insurance company and is limited due to a final list of causes in the partial insurance contract (most are insured: Cancellation of antennas, rear mirrors, windshield wipers and decorative fixtures, Tearing of tires, Pouring of harmful substances into the fuel or oil tank, Slitting the convertible top or painting and spraying the vehicle with paint). The exact scope of insurance can be found in the General Conditions of Insurance (GCI) of your policy.

Fully comprehensive or park insurance also pays scratching

If you complete a fully comprehensive or park insurance, for example, there would also be an unknown insurance cover for scratching the bodywork – An agreed deductible will be deducted and at best a premium downgrade will be made How your insurance cover should be designed, you can best clarify with your insurance advisor. He will determine for you an insurance cover tailored to your specific needs.

Last update on May 02, 2016 by SVV Swiss Insurance Association

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]]> https://autoversicherung.versicherung/en/intentional-car-damage-how-insured/feed/ 0 Foreigners usually pay much more … https://autoversicherung.versicherung/en/foreigners-usually-pay-much-more/ https://autoversicherung.versicherung/en/foreigners-usually-pay-much-more/#respond Fri, 15 Jan 2021 11:11:48 +0000 https://autoversicherung.versicherung/2021/01/15/foreigners-usually-pay-much-more/ Car insurer: surcharges up to 95 percent Car insurers charge foreigners partly massive premium supplements. Online offers for insured with the nationalities Switzerland, Italy and Albania were evaluated. This resulted in surcharges of up to 95 percent for foreigners.Attention: Not all insurers have the same rules and tariffs. So it is worthwhile to compare your [...]

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Car insurer: surcharges up to 95 percent

Car insurers charge foreigners partly massive premium supplements. Online offers for insured with the nationalities Switzerland, Italy and Albania were evaluated. This resulted in surcharges of up to 95 percent for foreigners.

Attention: Not all insurers have the same rules and tariffs. So it is worthwhile to compare your car insurance premiums especially for foreigners.

We recommend: directcar for all foreigners from the age of 25!

For all others you can order here the best offer.

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]]> https://autoversicherung.versicherung/en/foreigners-usually-pay-much-more/feed/ 0 Performance comparison of car insurances https://autoversicherung.versicherung/en/performance-comparison-of-car-insurances/ https://autoversicherung.versicherung/en/performance-comparison-of-car-insurances/#respond Fri, 15 Jan 2021 11:05:45 +0000 https://autoversicherung.versicherung/2021/01/15/performance-comparison-of-car-insurances/ Advantages of car insurance in Switzerland fast – easy and cheap! Notice period 1 month – directcar does not tie customers to long running times! 4 above-average service packages for a easy choice Everything already included Digitized, where it makes sense and saves premiums Fast claims service Automated web-based car insurance [...]

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Advantages of car insurance in Switzerland

fast – easy and cheap!

Notice period 1 month – directcar does not tie customers to long running times!

  • 4 above-average service packages for a easy choice
  • Everything already included
  • Digitized, where it makes sense and saves premiums
  • Fast claims service
  • Automated web-based car insurance
  • Direct management online by the policy holder
  • Minimal application questions

 

Services:

  • Liability with fixed bonus without cost for bonus protection
  • Deductible CHF 0.- / driver <25 years CHF 1’000.-
  • Regress waiver in case of gross negligence
  • Guarantee amount CHF 100 million

 

  • Partial cover for fire, theft, elemental damages, martens
  • All glass parts insured, incl. LED and Xenon
  • No deductible
  • 100% revalutaion compensation for the first 2 years of operation
  • Fixed premium
  • Regress waiver in case of gross negligence

 

  • Fully comprehensive – collision and all partial damage insurance included
  • Items carried up to CHF 3’000.- insured
  • Loss of use up to CHF 1’000.- insured
  • Deductible in case of collision CHF 1’000.-

 

  • Parking damage, only possible in conjunction with fully comprehensive
  • Parking damage unlimited without deductible

 

  • Accident – occupant insurance for all inmates
  • In the event of death CHF 50’000.- per person
  • In the event of disability CHF 100’000.- per person
  • Healing costs: 5 years unlimited
  • Is optional for all packages

The Allianz car insurance offers the following advantages:

  • – Comprehensive service packages
  • – Allianz Helpbox and Crash Recorder for more security and 10% premium rebate
  • – Free Assistance in Europe
The AXA-Winterthur car insurance offers the following advantages:

  • – Drive Recorder for all under 26 with up to 25 % discount for safe driving.
  • – Car pick-up and drop-off service (incl. free replacemtent car) if liability insurance, hull insurance and accident insurance are concluded together.

Family discount for young drivers under 23 years/

  • Each new business will be rewarded with a discount in the form of a reduction of 3 levels, if:
    • the customer is resident with the parents

and the parents have at least 2 policies (of which at least 1 motor vehicle insurance) by AXA

Multi-policy rebate for customers aged 24 – 28 years /

  • The customer will receive the lowest bonus level if:
    • he has at least two more active policies by AXA
    • and he had at the pre-insurer max. 1 damage in the liability and the hull over the past 5 years.

The Baloise car insurance offers the following advantages:

  • – Depending on the product choice, reduced driver safety training including premium bonus.
  • – Free additional services and reduced deductible for passenger cars and delivery vans when repaired in a partner company of Baloise insurance.
The Dextra car insurance is interesting for motorists who are willing to make a performance loss, accept higher deductibles and wish a more favorable premium.

Dextra car insurance is a sister company of Dextra legal protection insurance.

3 service packages – DexCar M – DexCar L – DexCar XL

Car insurance DexCar M:

  • Liability with deductible CHF 500.-
  • Partial cover with deductible CHF 500.-
  • Collision hull with deductible CHF 2’000.-

 

Car insurance DexCar L:

  • Liability with deductible CHF 200.-
  • Partial cover with deductible CHF 200.-
  • Collision hull with deductible CHF 1’000.-
  • Gross negligence insured
  • Accident basis insured
  • Assistance basis insured

 

Car insurance Dextra XL:

  • Liability with deductible CHF 0.-
  • Partial cover with deductible CHF 0.-
  • Collision hull with deductible CHF 500.-
  • Gross negligence insured
  • Accident plus insured
  • Assistance plus insured

The Generali car insurance offers the following advantages:

  • – Guarantee 7: Guaranteed damage control for hull damage within 7 days.
  • – Partner for broken glass parts – Generali insurance gives here the deductible of CHF 200.-. Repair at home or at work.

The Helvetia car insurance offers the following advantages:

  • – Bonus reduction after a recognized driver safety training in the liability and collision hull.
  • – Holiday cover: short term collision insurance for worldwide travel possible.
  • – Oldtimer insurance with many advantages.

The Mobiliar car insurance offers the following advantages:

  • – Immediate service at break of the vehicle windows.
  • – Premium reduction and expense sharing after completed driving safety training.
  • – Discount for little drivers (<7’000km/year).
The Vaudoise car insurance offers the following advantages:

  • Cooperative profit sharing in a two-year rhythm
  • Lifelong maximum bonus (for long-term customers)
  • Damages among family members automatically insured
  • Basic value addition without age limit (20% of the new value)
  • Reduction of the diductible by CHF 100, if the repair is done in a  Partnergarage of Vaudoise
  • Parking damages without bonus charge are already included in the collision insurance
  • Tire damage / damage by car wash included free of charge
  • Comprehensive assistance services (further information can be found here)
  • Assistance free of charge, if liability, hull and inmates are insured.
  • Green tariffs for environmentally friendly cars.

 

The general conditions of insurance and useful information are available hier.

The Zürich car insurance offers the following advantages:

  • – Family bonus for young drivers up to 25 years if parents are already insured with Zürich insurance.
  • – Roadside assistance Switzerland included.
  • – More attractive hull premium with Help Point PLUS.
  • – Special tariff for SUV, compact- und minivans.

Order a free quote

Vehicle data

Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
If you already have license plates, please indicate the number
With which insurance company are you insured today?

Data for the second vehicle

Do you want to insure a 2. vehicle with the same vehicle licence plate?
Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
Which coverage do you wish? (please click!)
Indicate if you have had any damage so far
If you have had a license withdrawal, please indicate how long

Contact details

You receive individual discounts from the broker, we create the offers manually - you will receive them by email.

Please indicate the date of birth of the most frequent driver
Thank you for your request. We will contact you as soon as possible. The management of autoversicherung.versicherung
An error occurred while trying to submit your request. Please try again later.

If you have questions or urgent cases, please get in contact with us.

From monday to fryday from 08.00am to 06.00pm o’clock
Client service: 058 255 06 00

Email-Adress: prm@autoversicherung.versicherung

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]]> https://autoversicherung.versicherung/en/performance-comparison-of-car-insurances/feed/ 0 What is a car insurance https://autoversicherung.versicherung/en/what-is-a-car-insurance/ https://autoversicherung.versicherung/en/what-is-a-car-insurance/#respond Fri, 15 Jan 2021 10:48:20 +0000 https://autoversicherung.versicherung/2021/01/15/what-is-a-car-insurance/ Understand car insurance The car insurance consists of the following Elements: Liability insurance-obligatory so that the vehicle can be redeemed. Partial cover-fire-elemental damage-insurance (flood, hail, etc.) theft, glass incl. headlights, carried things, martens damage. Full insurance –In a collision, the damage to your vehicle is paid (the amount of self-participation in the damage is selectable). [...]

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Understand car insurance

The car insurance consists of the following Elements:

  • Liability insurance-obligatory so that the vehicle can be redeemed.
  • Partial cover-fire-elemental damage-insurance (flood, hail, etc.) theft, glass incl. headlights, carried things, martens damage.
  • Full insurance –In a collision, the damage to your vehicle is paid (the amount of self-participation in the damage is selectable).
  • Parking damage-damage to the parked vehicle if the polluter is not traceable.
  • Inmates – The driver and the passengers are insured for the costs of cure, daily allowance or capital in the event of disability and death (important for non-employed passengers such as children and housewives, unemployed, etc.).
  • Assistance – towing the vehicle when it is no longer operational. Accommodation costs, repatriation costs, Hotel and travel expenses for all inmates.
  • Gross negligence – No reductions if you have run over a red light or have otherwise caused a traffic violation (alcohol and drug abuse are excluded).
  • Deductible – amount which is taken over by the vehicle owner in the event of a claim.

Some insurance companies offer a service with contracted garages, whereby a smaller deductible will be charged.

Understand car insurance in Switzerland

Order a free quote

Vehicle data

Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
If you already have license plates, please indicate the number
With which insurance company are you insured today?

Data for the second vehicle

Do you want to insure a 2. vehicle with the same vehicle licence plate?
Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
Which coverage do you wish? (please click!)
Indicate if you have had any damage so far
If you have had a license withdrawal, please indicate how long

Contact details

You receive individual discounts from the broker, we create the offers manually - you will receive them by email.

Please indicate the date of birth of the most frequent driver
Thank you for your request. We will contact you as soon as possible. The management of autoversicherung.versicherung
An error occurred while trying to submit your request. Please try again later.

If you have questions or urgent cases, please get in contact with us.

From Monday to Friday from 08.00am to 06.00pm o’clock
Client service: 058 255 06 00

Email-Adress: prm@autoversicherung.versicherung

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]]> https://autoversicherung.versicherung/en/what-is-a-car-insurance/feed/ 0 Change vehicle insurance https://autoversicherung.versicherung/en/change-vehicle-insurance/ https://autoversicherung.versicherung/en/change-vehicle-insurance/#respond Fri, 15 Jan 2021 10:29:05 +0000 https://autoversicherung.versicherung/2021/01/15/change-vehicle-insurance/ When is it possible to change my vehicle insurance? Buying a new vehicle Changing vehicle (if you add a new vehicle to a still existent vehicle license plate) Changing the holder of a vehicle (a holder replacement between members of a family with the same residence address will not be accepted) After an insured claim [...]

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When is it possible to change my vehicle insurance?

  • Buying a new vehicle
  • Changing vehicle (if you add a new vehicle to a still existent vehicle license plate)
  • Changing the holder of a vehicle (a holder replacement between members of a family with the same residence address will not be accepted)
  • After an insured claim (latest 14 days since information of the payment of the insurance company)
  • Per expiry of the insurance (please remember the notice period)

The actual law states, that already paid premiums, that have not been used, must be reimbursed to the client.

Contact and comparison of prices for your vehicle

I would like to receive a compared offer for my vehicle insurance:

Vehicle data

Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
If you already have license plates, please indicate the number
With which insurance company are you insured today?

Data for the second vehicle

Do you want to insure a 2. vehicle with the same vehicle licence plate?
Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
Which coverage do you wish? (please click!)
Indicate if you have had any damage so far
If you have had a license withdrawal, please indicate how long

Contact details

You receive individual discounts from the broker, we create the offers manually - you will receive them by email.

Please indicate the date of birth of the most frequent driver
Thank you for your request. We will contact you as soon as possible. The management of autoversicherung.versicherung
An error occurred while trying to submit your request. Please try again later.

Change vehicle insurance – Switzerland

Hello… we set as our target, that our clients don’t receive low-price offers, but the desired offer with the best price. Also, our device is – fast, simple and cheap – In this way we can guarantee a rapid service, as easy and cheap as possible.

How do we do that?

  • Up to date, we insure many thousands of vehicles and thanks to this we have special collaboration contracts with all Swiss insurance companies, and this is what our clients can benefit from – Your broker for private insurances!
  • In no one of that offers you will have restrictions in the scope of services, as it would be like with low-price offers, where services are reduced to reach a lower price.
  • Through that collective-contracts of the insurance broker, our clients are gaining discounts – according to the different insurances – generally from about 10 – 30 % discount maintaining the whole scope of services.

  • A comparison of services is available here.

To receive the best offer please just fill out the form above and you will receive our offer as soon as possible.

NEW: With directcar insurance by versicherungs-broker we have a new online car-insurance that saves premiums, where it makes sense. With that you will benefit from cheap premiums, without renouncing the services.

For vehicle fleets from 5 vehicles we offer extra discounts and services…

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