Understand car insurance

The car insurance consists of the following Elements:

  • Liability insurance-obligatory so that the vehicle can be redeemed.
  • Partial cover-fire-elemental damage-insurance (flood, hail, etc.) theft, glass incl. headlights, carried things, martens damage.
  • Full insurance –In a collision, the damage to your vehicle is paid (the amount of self-participation in the damage is selectable).
  • Parking damage-damage to the parked vehicle if the polluter is not traceable.
  • Inmates – The driver and the passengers are insured for the costs of cure, daily allowance or capital in the event of disability and death (important for non-employed passengers such as children and housewives, unemployed, etc.).
  • Assistance – towing the vehicle when it is no longer operational. Accommodation costs, repatriation costs, Hotel and travel expenses for all inmates.
  • Gross negligence – No reductions if you have run over a red light or have otherwise caused a traffic violation (alcohol and drug abuse are excluded).
  • Deductible – amount which is taken over by the vehicle owner in the event of a claim.

Some insurance companies offer a service with contracted garages, whereby a smaller deductible will be charged.

Understand car insurance in Switzerland

Order a free quote

Vehicle data

Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
If you already have license plates, please indicate the number
With which insurance company are you insured today?

Data for the second vehicle

Do you want to insure a 2. vehicle with the same vehicle licence plate?
Choose the year in which the vehicle was first put into circulation
You can also write the type-approval certificate number, which is written in your registration document
Which coverage do you wish? (please click!)
Indicate if you have had any damage so far
If you have had a license withdrawal, please indicate how long

Contact details

You receive individual discounts from the broker, we create the offers manually - you will receive them by email.

Please indicate the date of birth of the most frequent driver
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If you have questions or urgent cases, please get in contact with us.

From Monday to Friday from 08.00am to 06.00pm o’clock
Client service: 058 255 06 00

Email-Adress: prm@autoversicherung.versicherung