Advantages of car insurance in Switzerland
Notice period 1 month – directcar does not tie customers to long running times!
- 4 above-average service packages for a easy choice
- Everything already included
- Digitized, where it makes sense and saves premiums
- Fast claims service
- Automated web-based car insurance
- Direct management online by the policy holder
- Minimal application questions
Services:
- Liability with fixed bonus without cost for bonus protection
- Deductible CHF 0.- / driver <25 years CHF 1’000.-
- Regress waiver in case of gross negligence
- Guarantee amount CHF 100 million
- Partial cover for fire, theft, elemental damages, martens
- All glass parts insured, incl. LED and Xenon
- No deductible
- 100% revalutaion compensation for the first 2 years of operation
- Fixed premium
- Regress waiver in case of gross negligence
- Fully comprehensive – collision and all partial damage insurance included
- Items carried up to CHF 3’000.- insured
- Loss of use up to CHF 1’000.- insured
- Deductible in case of collision CHF 1’000.-
- Parking damage, only possible in conjunction with fully comprehensive
- Parking damage unlimited without deductible
- Accident – occupant insurance for all inmates
- In the event of death CHF 50’000.- per person
- In the event of disability CHF 100’000.- per person
- Healing costs: 5 years unlimited
- Is optional for all packages
The Allianz car insurance offers the following advantages:
- – Comprehensive service packages
- – Allianz Helpbox and Crash Recorder for more security and 10% premium rebate
- – Free Assistance in Europe
- – Drive Recorder for all under 26 with up to 25 % discount for safe driving.
- – Car pick-up and drop-off service (incl. free replacemtent car) if liability insurance, hull insurance and accident insurance are concluded together.
Family discount for young drivers under 23 years/
- Each new business will be rewarded with a discount in the form of a reduction of 3 levels, if:
- the customer is resident with the parents
and the parents have at least 2 policies (of which at least 1 motor vehicle insurance) by AXA
Multi-policy rebate for customers aged 24 – 28 years /
- The customer will receive the lowest bonus level if:
- he has at least two more active policies by AXA
- and he had at the pre-insurer max. 1 damage in the liability and the hull over the past 5 years.
The Baloise car insurance offers the following advantages:
- – Depending on the product choice, reduced driver safety training including premium bonus.
- – Free additional services and reduced deductible for passenger cars and delivery vans when repaired in a partner company of Baloise insurance.
Dextra car insurance is a sister company of Dextra legal protection insurance.
3 service packages – DexCar M – DexCar L – DexCar XL
Car insurance DexCar M:
- Liability with deductible CHF 500.-
- Partial cover with deductible CHF 500.-
- Collision hull with deductible CHF 2’000.-
Car insurance DexCar L:
- Liability with deductible CHF 200.-
- Partial cover with deductible CHF 200.-
- Collision hull with deductible CHF 1’000.-
- Gross negligence insured
- Accident basis insured
- Assistance basis insured
Car insurance Dextra XL:
- Liability with deductible CHF 0.-
- Partial cover with deductible CHF 0.-
- Collision hull with deductible CHF 500.-
- Gross negligence insured
- Accident plus insured
- Assistance plus insured
The Generali car insurance offers the following advantages:
- – Guarantee 7: Guaranteed damage control for hull damage within 7 days.
- – Partner for broken glass parts – Generali insurance gives here the deductible of CHF 200.-. Repair at home or at work.
The Helvetia car insurance offers the following advantages:
- – Bonus reduction after a recognized driver safety training in the liability and collision hull.
- – Holiday cover: short term collision insurance for worldwide travel possible.
- – Oldtimer insurance with many advantages.
The Mobiliar car insurance offers the following advantages:
- – Immediate service at break of the vehicle windows.
- – Premium reduction and expense sharing after completed driving safety training.
- – Discount for little drivers (<7’000km/year).
- Cooperative profit sharing in a two-year rhythm
- Lifelong maximum bonus (for long-term customers)
- Damages among family members automatically insured
- Basic value addition without age limit (20% of the new value)
- Reduction of the diductible by CHF 100, if the repair is done in a Partnergarage of Vaudoise
- Parking damages without bonus charge are already included in the collision insurance
- Tire damage / damage by car wash included free of charge
- Comprehensive assistance services (further information can be found here)
- Assistance free of charge, if liability, hull and inmates are insured.
- Green tariffs for environmentally friendly cars.
The general conditions of insurance and useful information are available hier.
The Zürich car insurance offers the following advantages:
- – Family bonus for young drivers up to 25 years if parents are already insured with Zürich insurance.
- – Roadside assistance Switzerland included.
- – More attractive hull premium with Help Point PLUS.
- – Special tariff for SUV, compact- und minivans.
Order a free quote
If you have questions or urgent cases, please get in contact with us.
From monday to fryday from 08.00am to 06.00pm o’clock
Client service: 058 255 06 00
Email-Adress: prm@autoversicherung.versicherung