Which insurances are obligatory? You can find answers to these and other questions here.
Car insurance: So you play it safe
Driving means freedom for many. Especially in Switzerland with its mountains and valleys, mobility is important. There are some questions about car insurance. We have compiled the most important answers for you..
In addition to compulsory liability insurance, there are additional offers for comprehensive insurance coverage. That drivers should know:
Which insurance is obligatory?
Motor vehicle liability insurance is required by law. Without them, no car is allowed on the street. It protects you from the financial consequences of damage caused to others with your vehicle. Personal injury and property damage are insured.
Which insurances are recommended in addition?
Comprehensive insurance covers damage to your car.With partial cover insurance, you are insured against financial damage caused by fire, theft, breakage of glass and vandalism.In the case of fully comprehensive, collision damage to the own vehicle is also covered, even in case of a self-inflicted accident. The occupant accident insurance covers healing costs, pays daily allowances in case of hospitalization or incapacity for work, and pay out death and invalidity capitals.
When can I change or cancel my car insurance?
You can change your insurance if you buy a new vehicle, your insurance increases the premium, after a claim and when your contract expires. Remember to abide by the notice period and to cancel in writing..
How is my premium calculated?
Different factors determine the amount of your premium. This includes age, sex, place of residence and brand, motorization and equipment of the vehicle. Did you know that you can calculate your individual offer for car insurance FORMULA online?
In addition to liability and comprehensive insurance, car insurance FORMULA offers even more: Free replacement car, 24-hour towing service as well as claims settlement within seven days, if you report us your damage and submit all necessary documents..